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It’s a financial initiative for helping micro-units and equipping them with sufficient funds to provide funding to the non-corporate, non-farm sector income-generating activities to help them grow or improve their business. Medium and small businesses are often ineffective in availing loans from banking organizations due to a lack of security and incompetent funds for paying off the interest.
Jan Gst Kendra is the only Mudra Loan Applicant provider in Pan India. As per the stage of growth and funding needs of the beneficiary micro unit Pradhan Mantri MUDRA Yojana (PMMY), has created three products i.e. 'Shishu', 'Kishore' and ‘Tarun’. These plans meet the loan amounts as below:
Shishu : covering loans up to 50,000
Kishore : covering loans above 50,000 and up to 5,00,000
Tarun : covering loans above 5,00,000 and up to 10,00,000
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